While our portfolio consists mainly of privately owned companies, many of them depend on us for their working capital needs. Some companies are unable to finance their working capital needs using direct bank loans. In such situations, we offer loans and advances as a part and parcel of the intermediary process to many suppliers who wish to finance such requirements. This is a much sought-after facility by suppliers who tend to feel secure in our services. Such loans have also paved the way for a better working relationship with the intermediary and the supplier.